Most families in America have products and investments, but lack a real “Financial Plan.” The book in your hand is aimed primarily at those in the Red Zone of retirement (within 10 years of retirement or 10 years into retirement). It is at this age and stage of life, in particular, that you need to have a PLAN. This book helps you get started. The themes discussed are about creating a custom retirement plan, investing with a bias towards income, solutions for reducing fees and taxes, and so much more.Read it for information; but more importantly, read it for IMPLEMENTATION!