Are you tired of not having money left at the end of the month and want some simple advice on how to manage your salary well?Look no further! - This book is number 1 in a series of quick, simple and easy guides. It will help you learn to budget, save money, pay debts, invest for old age, invest in your children's education and become prepared for when financial crisis PLUS BONUS TIPS on how to lessen your expenses and acquire additional income whilst working 9-5!Chapters covered in this guide are...Chapter 1: Money and mental healthChapter 2: Planning and budgetingChapter 3: SavingsChapter 4: Paying debtsChapter 5: Seven practical ways to decrease expensesChapter 6: Seven practical ways to earn additional incomeConclusion: Taking actionThis guide is ideal for anyone and everybody but especially......Employees facing job loss or looking to make extra income Students needing to budget or pay off debtsAdolescents needing to learn the basic framework of savingParents wanting to plan for their children's financial futureOver spenders wanting to learn healthy financial habits People who did not receive good, sound financial advice from their parents/caregivers.This book is not for.....People looking for complex, difficult financial strategies. Those looking for a long in-depth read.Anyone wanting a get rich quick scheme.I'm going to be honest!.....As the author of this book, I understand that sometimes we don't all have the right people in our lives to pass on such basic, important, financial information. So if this is what you are missing, please download a copy of this guide and refer to it as much as you need and I wish you luck in heading towards a more stable financial future!